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Disclosure: Miles to Memories & GoWithLess have partnered with CardRatings for our coverage of credit card products. Miles to Memories, GoWithLess and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links on this page may provide us with a commission.

Who we are

About GoWithLess

Hi, we're Tim and Amy. In 2015, we retired...in our late 40s! As of 2020, we're full-time nomads! We sold our home and gave away most of our stuff to travel the world, thanks to travel hacking and house sitting.

We believe financial freedom is a fantastic thing to pursue no matter what. Being debt-free and working toward financial independence means you HAVE OPTIONS!

Find the right card for you!

GoWithLess

Card Recommendations

Chase Sapphire Preferred

GoWithLess Take: One of the most popular travel rewards cards. Bonus points on travel & dining plus access to the Ultimate Rewards ecosystem.

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Citi Premier

GoWithLess Take: Strong 3X bonus categories including restaurants, grocery and travel.

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Chase Ink Business Preferred

GoWithLess Take: A big welcome offer comes with this premium card that opens up Ultimate Rewards transfers and has 3X bonus categories.

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Chase Ink Business Cash

GoWithLess Take: No annual fee, a great welcome offer & 5X bonus categories make this a great card to get and keep for the long term.

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Capital One Venture X

GoWithLess Take: Capital One's premium offering gives a lot of perks including: lounge access, a travel credit & a lower annual fee than competitors.

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Capital One Venture Rewards Card

GoWithLess Take: The old school Venture. Earn 2X everywhere plus now you can transfer your Miles to partners.

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Chase Ink Business Unlimited

GoWithLess Take: 1.5X everywhere, a strong welcome offer and no annual fee. This card can be great for its simple everyday earning structure and absence of an annual fee.

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American Express Business Platinum

GoWithLess Take: This card comes with a big annual fee, but tons of travel perks as well. Amex Business Platinum comes with an annual airfare incidental credit, twice annual Dell credits, elite status, lounge access & more.

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